Guidance

Infertility is Expensive. Here Are 7 Ways To Save Money When Trying to Conceive

Elinor Hills

Infertility treatments can be costly, but you can save money by joining free support groups, researching financial assistance, using at-home fertility tests, and more.

Published:

Jan 19, 2023

Est. Read Time:

Infertility can be a costly and overwhelming journey, financially and emotionally. However, there are several ways to help ease the burden while still receiving the best care possible.

Here are 7 ways to save money when trying to conceive.

Talk to your doctor about your options and ask about money-saving opportunities.

Talking about money, especially in medical settings, may feel awkward. When talking to your doctor about treatment, it's important to know your options and ask the right questions.

Try to be upfront with your provider about what you can or can't afford so that they can provide you with the very best care.

Ask if there are any at-home tests or lower-cost alternatives that better fit your budget while still delivering the same type of treatment. You can ask for information about copays, coinsurance, and other additional costs that may come up during the process.

It is also a good idea to contact your insurance provider to see what treatments are covered.

Join a free support group or online community for people navigating infertility.

Fertility treatments can feel isolating, but you don't have to go through it alone. By joining a free support group or online community, you can find the emotional and moral support of others who understand what you're going through.

These spaces are also a great place to share tips about cost-saving and resources about organizations that help finance fertility expenses – all from the comfort of your own home.

Some groups are led by expert moderators who facilitate conversations and can be invaluable resources as you navigate the world of fertility treatments.

Research fertility clinics in your area to compare costs

If you are considering fertility treatments, the number of decisions that you have to make can be daunting. It’s important to remember that even though it can be stressful, you are your own best advocate.

You know what is best for your body and your life. The time invested in researching local fertility clinics can pay off when it comes to finding a cost-effective clinic that meets your specific needs.

You may also want to talk to your insurance provider about in-network versus out-of-network costs – this could be a big factor when comparing costs.

Ask family and friends for recommendations on doctors or clinics they've used

Asking friends and family for their opinion on finding healthcare services can be a great way to find a doctor or clinic that meets your needs. Regardless of the specific care you are seeking, someone in your circle is bound to have had an experience, or know someone who had an experience, that could be immensely helpful in your search.

Not only can this save you time, but it can also give you insight into services and practices that may not be advertised to the general public.

Additionally, if you can tap into people who share similar health priorities as yourself, from diet needs to holistic medicine preferences - their recommendations may provide further direction on your journey!

Don't be afraid to negotiate with your doctor or clinic on the cost of treatments.

What many people don’t know about healthcare is that medical providers are often open to negotiating the cost of treatments and services. If you're looking for a better deal, or feel like you are being charged for unnecessary treatments or procedures, don't be afraid to start the conversation.

Negotiation goes both ways. Make sure you understand what your doctor or clinic is willing to do, but know you can push back if you're unsatisfied with their terms.

It can feel daunting at first to voice your concerns, but you may be surprised at how your needs can be met by discussing payment options with your provider. Some providers also offer payment plans to help you cover the cost of care over a longer period of time.

Look into financial assistance programs

There are many organizations and nonprofits that are committed to making fertility care more accessible. These programs may be able to help cover the cost of fertility treatments.

Resolve, the National Infertility Association, has a useful tool to help find financing programs that you may be eligible for.

Consider using at-home fertility tests instead of expensive lab tests

For couples trying to conceive, the idea of relying on seemingly endless, expensive lab tests can be daunting. Especially when you consider the idea of needing to take time off work or traveling to go get testing done.

Fortunately, products like Oova can help make fertility monitoring more convenient and more accessible.

With products that only require at-home samples, you can reduce the number of laboratory visits, streamline the testing process, and gain more knowledge about your reproductive health in real time — all from the comfort of your home.

Interested in hearing more about how Oova can help you save money in your fertility journey? Set up a free 15-minute consultation with our team to learn more.

About the author

Elinor Hills has a Master in Science degree in Medical Anthropology and leads brand strategy and content at Oova. She is passionate about reproductive health research and finding ways to make medical research more accessible. When she's not working, she's either training for a marathon or taking photographs. You can see her work at elinorhills.com.

Sources

Resolve: The National Infertility Association. (2021). Insurance Coverage.

About the Oova Blog:
‍Our content is developed with a commitment to high editorial standards and reliability. We prioritize referencing reputable sources and sharing where our insights come from. The Oova Blog is intended for informational purposes only and is never a substitute for professional medical advice. Always consult a healthcare provider before making any health decisions.

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